Edward and Mary sat in the sun room of their New Canaan summer home Sunday afternoon contemplating making it their permanent residence.
"We'll only be four hours from the grand kids", says Mary.
"Yes, but the winters are brutal", replies Edward.
As we listen in on their conversation, there's no talk about savings. Nothing about needing to work longer. No worries about anything financial. They haven't even logged in to their Empowerment Essentials account for weeks as they know Michelle has them set up so powerfully there's no need for them to check.
Would you like to have discussions like Edward and Mary?
With Annuities, 401(k), 403(b), Pension, IRA Plans, etc. Ask about our Guaranteed Lifetime Income.
At Empowerment Essentials Inc., we address your current finances with a plan that will guide you through the next economic challenge to your security.
ASSET PROTECTION PLANNING
With Life Insurance, Long Term Care & Disability Insurance.
BUSINESS CONTINUATION / BUY-SELL PLANNING
As a partner or co-owner of a business, you've spent years building a financial interest in your company.
You may have considered setting up a buy-sell agreement or business continuation agreement to ensure your surviving family a smooth sale or continuation of your business interest and are looking into funding methods.
The first method you should consider is life insurance that funds your buy-sell or business continuation, and it will create a sum of money at your death that will be used to pay your family or your estate, or to continue your business at the full value of your ownership interest.
Professional planning should be in place to take care of your ownership interests.
CHARITABLE GIFTING & ESTATE PLANNING
The tax benefits available through various charitable
giving strategies can play a critical role in a potential donor's decision in regards to which method to choose. Those who plan to make significant gifts naturally seek to pursue their philanthropic goals without harming their own financial security. Careful planning can help them to do so.
There are many ways to give strategically. By donating appreciated securities or tax-deferred assets, giving through a donor advised fund, private foundation, or using methods such as trusts and annuities. Charitable giving is a highly personal decision and it makes sense.
A living trust is one of two main ways to avoid probate. It is estimated that only 20% of Americans have a living trust. The living trust will save you money and provide privacy. Every household should have an estate planning as its foundation.
LEVERAGED INCOME PLANNING
Asset-Backed Insurance Lending Solutions For Businesses, Self-Employed, Estate Planning, etc..
Ask us how you can have discounted retirement and tax free savings using less money.
MINISTRY BENEFIT INCOME PLANNING
We use our proprietary strategies to allow pastors the ability to preserve their housing allowance exemption throughout their retirement years.
We build strategies that insure the pastor's spouse is not disinherited later in the spouse's life when guaranteed income is needed most.